Monday, July 23, 2007

Credit Card Safety Tip

A friend of mine is a police officer in Las Vegas. I'm not sure if this has actually happened in southeastern Michigan, but I'm sure the crooks will bring this one to the Midwest eventually if they haven't already. It turns out that there's a whole new way to steal someone's credit card information.

The whole thing starts when you walk into a restaurant or retail store. You pay for your purchases with a credit or debit card; handing the card over to what you presume to be an honest employee. They hand you back a credit card and you slide it into your wallet without giving it a second glance.

It's only later that you realize that the card returned to you is someone else's expired credit card or a counterfeit card entirely.

Of course, by the time you discover the switch, they've already charged several thousands of dollars to your account and you've probably forgotten what the employee in question looked like.

For that reason, it's always a good idea to look at your credit card when it's returned to you after using it anywhere. Make sure that it's yours.

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